Your team
Your Guide to Financial Wellbeing
Harpinder Chipra
Founder & Financial Adviser
Dad to Novi, Nihaal and Fauji, our cheeky dog! Hobby muso. Early riser. Lover of good conversations and homemade chai.
Education & Professional Qualifications
BCom, MBA, Adv.Dip.FS (FP), Cert. IV FMB
Authorised Representative No.1260472
I’m the founder and principal adviser at Your Wellth, where I help busy families organise their finances and plan a more fulfilled life.
My journey in advice started over 13 years ago, shaped by a passion for making financial conversations simpler, warmer and truly life‑changing. Over the years, I’ve discovered that great advice isn’t just about numbers. Iit’s about stories, clarity and confidence.
At Your Wellth, I’m driven to deliver practical, no‑jargon strategies that fit real family goals: whether that’s paying off the home sooner, investing for the kids’ future, or turning everyday decisions into long‑term peace of mind.
Outside of work, I’m a dad, a weekend musician and someone who believes deeply in community, culture and lifelong learning.
Our Approach is built on understanding:
We listen first, then craft advice that fits your unique situation
We translate complex financial jargon into clear, actionable steps
We focus on strategies that reduce stress while building wealth
We believe your money should enhance your life, not complicate it
“Nearly every client tells me they wish they’d spoken to me earlier. But the second-best time to start is now.”
What we stand for:
Honest, transparent advice with no hidden agendas
Long-term strategies that let you enjoy life now
Building sustainable success that lasts well into retirement
Join Our Free Financial Wellbeing Workshops:
Harpinder Chipra regularly runs free online workshops designed to help you take control of your finances and improve your overall wellbeing.
These sessions cover practical tips on superannuation, budgeting, reducing hidden costs, and building long-term wealth — all delivered in a calm, supportive, and easy-to-understand format.
Check back here soon for upcoming workshop dates and see some snapshots from recent sessions here.
