Where Wealth meets wellbeing

You’ve worked hard to get where you are. It’s time your money worked just as hard for you.

Your Wellth offers financial advice for busy families and professionals in their 40’s and 50’s. If you are motivated and looking for a simple, actionable approach to getting your money to work harder for you, then let’s chat.

Our mission is to take chaos & stress away and give you clarity & time, so you can focus on doing the things you love.

What makes Your Wellth different?

At Your Wellth, we believe true wealth isn’t just about the numbers in your account—it’s about the confidence, security, and freedom to live the life you want. We help people in their 40s and 50s turn financial uncertainty into clarity, stress into confidence, and savings into a strategy that supports your wellbeing.

Feeling like you should be further ahead? You’re not alone.

It’s completely normal to feel uncertain about whether you’re making the right financial decisions, especially when growing your wealth or securing your future feels both distant and urgent at the same time. Many of our clients tell us, “I wish I’d started this conversation sooner.” The good news? Today is the perfect day to begin.

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We go beyond the numbers to understand what truly matters to you.

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Our advice is clear, practical and designed for your life stage.

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We help you save more, stress less, and live better.

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Planning for tomorrow while enjoying today.

Are you doing the best you can?

Life in your 40s and 50s can feel like you’re spinning a lot of plates — kids, career, the mortgage, and wondering if there’s more you could be doing.

At Your Wellth, I work with busy families and professionals who don’t just want to “pay off the home loan”.

They want to make smarter choices, grow real wealth and feel confident about what’s next.

If you’ve ever thought, “Are we doing the best we can?” let’s have a chat.

Harpinder Chipra profile photo
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Matthew Rosie profile picture
Matthew Rosie
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★★★★★ Harpinder at YourWellth has a rare ability to genuinely combine wealth creation with overall wellness. I would happily recommend Harpinder to anyone looking for thoughtful, strategic and well-rounded financial guidance.
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Brydie Geraghty profile picture
Brydie Geraghty
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I haven't started my financial journey with Harpinder yet, but after hearing him break down the details of education bonds, he’s at the top of my list. He is clearly an expert and explains things in a very accessible, easy-to-understand way. Highly recommend him for anyone who wants clear, honest advice without the confusing technical talk.
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Deep T
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Very knowledgeable and experienced ! Definitely worth it.
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Spending Made Easy profile picture
Spending Made Easy
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Harpinder is a wealth of financial knowledge and explains things (often complicated scenarios) in words that you will understand - and without making you feel "stupid"... He knows his stuff and I would not hesitate in referring him on to those that need a no nonsense financial adviser who listens to his clients and takes very good care of them from the outset. Great Guy, great business, and great service. If you contact Harpinder, you won't regret it. What have you go to lose? Sam
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Chris profile picture
Chris
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Harpinder is a Wellth of knowledge! He has assisted many people I know with their financial planning requirements with great feedback!
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Fiona Murray profile picture
Fiona Murray
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Working with Harpinder from Your Wellth has been an absolute pleasure. He has an incredible ability to make complex financial concepts easy to understand and took the time to ensure everything was clear and tailored to our situation. I highly recommend Harpinder to anyone looking for expert financial guidance.
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guy burkett
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Harpinder is an excellent financial adviser - professional, knowledgeable, and genuinely committed to helping clients achieve clarity and confidence in their financial plans. His advice is really practical, easy to understand, and tailored to real-life goals. If you're looking for someone who has the expertise with a warm, approachable style, Harpinder is the person to trust. Highly recommend.
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Johannah Kettle profile picture
Johannah Kettle
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Harpinder is a warm and caring person, he radiates positivity and knowledge and I would highly recommend him to anyone looking for help with their finances.
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John Lyrtzis profile picture
John Lyrtzis
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Harpinder is extremely knowledgeable and transparent. He takes the time to explain every step of the process in a clear and easy-to-understand way. I can highly recommend his services to anyone looking for expert guidance and honest advice.
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How It Works.

Your journey to financial wellbeing.

01

Let’s chat

Book a free consultation where we discuss your goals, concerns, and current situation without any pressure or obligation.

02

Complete Your Financial Health Check

We’ll review your entire financial picture to identify opportunities and areas for improvement.

03

Develop Your Personalised Strategy

Together, we’ll create a tailored plan that aligns with your values, goals, and lifestyle.

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Ongoing Support and Refinement

Regular reviews ensure your strategy evolves with your life, keeping you confident and on track.

Client Stories

"Finally, someone who gets that money should support my life, not control it."

"I sleep better knowing I have a plan that actually makes sense."

One conversation could set you on a path of financial clarity and wellbeing. Start your journey today:

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100% free of cost

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It will take only 15 minutes

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Confidential and personal advice